Capital One CreditWise

Capital One CreditWise

By Capital One

  • Category: Finance
  • Release Date: 2015-11-02
  • Current Version: 1.130.0
  • Adult Rating: 4+
  • File Size: 189.64 MB
  • Developer: Capital One
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.8
4.83789
From 284,751 Ratings

Description

A free credit monitoring tool that could help you improve your score At CreditWise, we believe in empowering people with the tools to effectively monitor their credit. We do more than show you your free credit report: we back it up with targeted advice, tools and alerts to help you monitor your credit. And that’s not all - CreditWise provides identity theft monitoring tools such as dark web alerts and a credit simulator to help you forecast the potential effects of your credit decisions. Used by millions, CreditWise is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number. All features are free: ● Updates as frequently as daily to your TransUnion® VantageScore 3.0 credit score. ● Access to your credit report from TransUnion® to look for signs of error, theft, or fraud. ● The Credit Simulator, which helps you see how everyday decisions may affect your credit score. ● Helpful breakdowns of the key factors that make up your credit score and how you’re doing on each of them. ● Suggestions to help you improve and take control of your credit score. ● Alerts about select changes to your TransUnion® or Experian® credit reports. ● Alerts if your Social Security Number or email address are found on the dark web. ● Alerts if any new names or addresses were associated with your Social Security Number on a credit application. Popular Feature: Tool to forecast how every day decisions might affect your score How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator. CreditWise is free, fast, secure, and available to every adult who is 18 or older residing in the US with a Social Security number and a report on file at TransUnion. Sign up for CreditWise today and let us help you make a change.

Screenshots

Reviews

  • Suggestions don’t apply to my situation

    3
    By 3fwen
    Although I’m aggressively paying down my mortgage, I’m getting suggestions to keep payments current (I am) and saying that the balance on my loans is high compared to amount initially borrowed. I don’t understand this and there is no way to question information. Creditwise number is 27 points less than other credit monitors that I use.
  • Trying to update the app, but it just keeps scrolling without going to update.

    3
    By Ppittman
    See above. Is there an answer?
  • My credit

    5
    By salliez
    I feel working with capital one CreditWise has helped me built and maintain my responsibilities on budget and other expenses
  • Finally help I need!

    5
    By Spidersbite
    I really enjoy the speed I’m able to access my credit info and ability to keep up with my increases and decreases without having to go through a lot of trouble to sign in or to maneuver multiple steps to get my info.
  • Monitoring my report.

    5
    By $VincentAtwoodsr
    I thank you for your services and monitoring my account and keeping it secured.
  • FARPA

    5
    By Teacher 121
    I do not want DOGE in my credit.
  • Hidden from public

    1
    By 58427645
    This company is hidden from the public , you can not contact them ! I want to cancel my credit wise account !
  • Incorrect amount and incorrect rating

    2
    By Dans App
    They need to review the amount I owe as I have paid off over 30,000 worth of debt. Credit number is incorrect
  • Email links should open the app

    1
    By ChristineChapa
    It is 2025. Emails from Capital One with links to Credit Wise should open the app, not a browser tab.
  • Looking forward for Darkmode feature

    5
    By Itdinesh
    Everything is good . Looking feature like enable Darkmode view

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