Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • Category: Finance
  • Release Date: 2014-10-31
  • Current Version: 7.2.2
  • Adult Rating: 4+
  • File Size: 8.95 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Requires iOS 11.0 or later.

Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All accounts in one app Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and manage your everyday finances. • Integration with Apple Card, Apple Cash, and Apple Savings (iPhone app required) Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super fast Creating a new transaction now takes a matter of seconds. The app was designed with simplicity and convenience in mind. It will never require you to make dozens of unnecessary steps to accomplish simple tasks. • Companion iOS & Apple Watch app Debit & Credit has its own app for iPhone and iPad, which you can use to add transactions on the go. It is super convenient and keeps data in sync via iCloud. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Transaction Attachments There might be a number of a reasons why you might want to attach files to transactions. You can attach as many files as needed and they will be synced with iCloud. You can even use Continuity Camera to scan documents or take photos with your iPhone and receive them in the Mac app. • Powerful features Split categories, Touch ID support, pending transactions, transaction export, transaction tags, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • iCloud sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact [email protected].

Screenshots

Reviews

  • Easy to use

    5
    By JLKieltyka
    Debit & Credit program is user friendly. I am able to create reports and keep track of expenses for my real estate business.
  • Excelente

    5
    By gusmarlop
    Excelente aplicacion.... Tanto para las finanzas personales como para manejar negocios.... siempre al dia y creando....
  • Great Budget management and expense tracking tool

    5
    By Vaxhiker
    I have been using Debit & Credit for many years and it makes my financial life so much easier.
  • 8 Years of Excellent Service

    5
    By LPD303
    December 2016, I started with the free version of Debit & Credit but within days purchased the premium version. Today, I track income and expenses, and transfers between, fourteen bank, credit card, and loan accounts (some having high activity and some next to none). Six of those accounts are shared with my spouse's iPhone and all of them appear on my iPad, iPhone, iMac, and MacBook Pro. The moment either of us enter a transaction, the entry appears on every device. I reconcile my accounts at least monthly but my active accounts are reconciled multiple times each month. B&C makes entry so easy that, say for credit card purchases, we do it at, or while walking away from, the point of sale. Since the entries are made as soon as the transaction occurs, and since the transactions sync to every device, I never have any trouble reconciling my accounts. I don't, but have and definitely should, use the Budgets feature; it's there and works well, we just don't always need it. Scheduled transactions are a huge help in tracking regular/scheduled expenses and income. Payee Locations lets me geolocate regular transactions at the usual gas station, grocery store, etc. and auto-populates the Payee and Category fields; the auto-populated information is simple to change if I visit the florist next to the gas station but the feature saves time and works great. If I could make one change, I'd like to see a settings option that allows the user to choose automatic fractions of digits; having "$1589" automatically appear as "$15.89". Whether I ever see that option, or not, I absolutely LOVE Debit & Credit and hope I never need to figure out how to manage my finances without it. To the developer, Ivan Pavlov, please note that I wouldn't complain if a future update required me to make an additional purchase; I just want everything to continue working and the app to always be available.
  • Great Check Book App

    5
    By Ace2j
    One, if not the best app for keeping accounting records.
  • Best Personal Finance Tracker Available!

    5
    By tomatyss
    Debit & Credit has become my go-to app for managing personal finances. The interface is clean and intuitive, making it easy to log transactions and track spending patterns. I love how it handles multiple accounts, currencies, and recurring transactions. The detailed reports and charts give me great insights into my financial habits. The only area that could use improvement is the shared accounts functionality. While it works, the process of managing shared expenses and accounts with family members could be more streamlined and user-friendly. Despite this minor issue, this app is still the best finance tracker I've used. The developers are actively maintaining it and regularly add useful features. Highly recommend for anyone looking to take control of their personal finances!
  • Eh

    2
    By Petsrkids2
    There’s no way to balance your checkbook in this app
  • Hands down the best budgeting application to exist

    5
    By abstractbit
    I use this every single day, and that’s the whole point of it. I hate Mint and other apps where its automatically tracking your bank accounts because they assign categories automatically, can’t track cash accounts and accounts in other countries, and most importantly, when I enter information here manually, it really gives me another look at my expenses which is so important in budgeting, actually putting those in. Love this app and everything about it, from the simplicity to functionality!
  • Good software, works well

    4
    By SloMozey
    Good software, but seems to occasionally lose the cleared designation on reconciled entries.
  • Simple and Clean

    5
    By KK-Boise
    This product is easy to use, easy to track finances across multiple accounts, with many free capabilities including budgeting, planning, and reporting on financial progress. This is not a sophisticated product which is harder to maintain than the value it provides; rather it is simple and clean so that someone tracking family expenditures and savings can use it quickly and effectively to manage the household. Try it - you'll like it!

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