PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.14
  • Adult Rating: 4+
  • File Size: 109.01 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.6
4.60558
From 7,208 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

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Reviews

  • Wish they had more banks

    1
    By Tiffanyroo2222
    I use a credit union and Pocketgaurd & their partner Plaid could not connect to my accounts (I kept getting a try again in a few days message) during the 7 day free trial. I had to cancel because I didn’t want to pay & have them never connect to my bank. Too bad it looks like such a great app (reminded me of mint which I loved) from what I was able to play with before discovering their connection issues.
  • -

    1
    By Kiki :3
    You need to pay a monthly fee in order to use the app :/
  • Very disorganized

    1
    By MMalik23
    This app is supposed to remind me when payments are due and fails to do so. As a result I’ve incurred several late payment fees. The app is very difficult to comprehend and not worth installing.
  • Best Spending Tracker!

    5
    By tropicdream
    I have tried at least 5 other budget apps over the years. I was surprised to see I have been using Pocketguard since 2018. I have never thought of switching since starting with Pocketguard. I really like the fact it is just for daily spending. I see no point in looking at my investments and checking account combined, and watching my net worth jump up and down with deposits and large purchases in checking. It is easy to use and I would say I have average tech skills. In case anyone cares, I'm female. Early on I contacted the developer for help occasionally. He was always fast and solved my problem. I really like how you can create categories, and split a payment into multiple categories. It is always improving, which is great. I do wish it would total the entire year, not just the month. Feature suggestion! I put my data into Excel to do that. And it could be a little better at remembering categories but no big deal. Overall I am extremely grateful for the time saved and peace of mind achieved. Thank you!
  • Best financial tracking app I’ve used!

    5
    By TamaraK_Realtor
    Love this app. I have tried others and it’s the only one that I have been able to use consistently without problems. User friendly, love the ability to attach receipts and itemize into categories. I’ve been tracking every expenditure for 15 months, created a realistic budget so I really know how to plan. Love the ability to download the csv file and analyze further. Super happy with the rollover feature recently introduced. Looking forward to more features being added! I just renewed my subscription and plan to continue using. It’s my go-to app now.
  • Best budgeting app there is

    5
    By Leeman224
    I’ve tried a lot of budgeting apps on the App Store and this is by far the best. It does everything you could want and the most unique thing about it is it only asks that you pay for it once! No monthly fees, just a one time charge. That’s unheard of in the budget app space.
  • The ability to login on a desktop browser would be a nice feature

    2
    By scootermcgee317
    I had to create an account on my phone so I could use the apple account connection, otherwise the app would not accept the SMS verification code and just displayed a loading spinner. The same thing occurs on the desktop version whether attempting with a password or using your apple account.
  • Thank you

    5
    By DaniMahn
    This app has given me so much insight into my spending. The compilation of data and ease of use is exactly what I need. I tell all my friends about it. Thank!!!!You!!!!!
  • Accounts won’t connect

    1
    By Sweet Victory!
    Haven’t been able to connect all my accounts in months. Some have ever worked, and since last last year some that were disconnected and no amount of troubleshooting has been able to fix. Frankly the other features are useless without ability to get everything synced up. There is clearly an error on Pocketguards end (never had a problem this extreme with Mint) and now looking for something better.
  • Deceptive description

    1
    By MillenniOld
    Description of app says that PocketGuard doesn’t require premium but then when you download the app, it forces you to sign up for premium. Turns out it looks like they used to have a free version but now force you to sign up for premium. I wouldn’t have bothered leaving a review if it wasn’t for the fact that the description of the app still says you don’t have to sign up for premium. Update your description to be more accurate.

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