YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.6
  • Adult Rating: 4+
  • File Size: 121.77 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.8
4.80818
From 54,603 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Best budget app

    5
    By Plantrose
    YNAB has more features and options than any other budgeting app.
  • Scam - Not Worth It

    1
    By Horrible budgeting app
    This App is a cool idea in theory, but in reality it’s a budgeting app for toddlers. It doesn’t work well. After the free trial they auto-subscribe you to a year long membership for $109. That would be okay if it worked well, this app functions very poorly for anyone trying to plan and follow a proper budget. I would like my money back-as I don’t use this app because it doesn’t work for me.
  • App launch hangs

    3
    By apple review11
    Half the time when I launch it hangs on the launch screen and I have to force restart it to finish launching
  • Wish I could roll back 2-3 updates

    3
    By mllehunt
    Thanks, YNAB /s. You've now brought me to the point of turning off automatic app updates for the first time in over 5 years. The app is getting way too busy with stuff I will not use. I still want my dots back (without having to tap "select"). I will not use the spotlight thing. The only recent-ish change Ive liked was the added reporting. Seriously, can I get the last version back that had the selection dots on by default?
  • Can’t create an account or login

    1
    By Jaina2
    I used YNAB 15 years ago, close to when it was initially developed, but hadn’t used it in years. I downloaded the app to try it on my phone but am completely unable to access anything on the app. When I click to login with Apple, I get a popup stating that there was a problem logging in with my current email address. When I try to login with Google, I get an error message that no account exists. When I try to use standard login and click to reset my password, I get a popup that no account exists with my email. There is no option to create an account from the main screen when I open the app. Pretty disappointed, as I have no idea how to login or create a new account at this point. No option to contact support either, since I can’t access the app at all.
  • Just stop with the UI changes

    1
    By Nocotze
    If you are going to constantly force UI changes, can you at least give us the option to turn them off. There’s literally no need to keep adding in more “functionality”. It’s quite literally unsustainable. You can’t add features forever. Accept you have a good product and just stop. If your engineers need a project, develop a new app.
  • Love it

    4
    By micky1121
    I almost exclusively use the app. Great for daily budgeting and entering transactions on the go if you do manual entry. Generally easy to use & navigate but they alter the UI more than I’d like. The app also tends to run slow for me. I don’t know if that’s the app itself or possibly because of a lot of stored data since I am a long time user.
  • Useless, confusing updates pushed out constantly that change the layout and functionality

    1
    By Full_of_Grace
    Every time you have updated the app this year, you have both removed longstanding features and also changed the layout of the existing features. Every time I open it, I’m surprised and confused about actions that used to be simple. The interface requires more clicks to do everything. As of today, I can no longer pin categories to the top of my budget! If you hated your existing costumers and wanted all of us to leave your app for another platform, you wouldn’t be doing anything different.
  • For the price I expected better

    2
    By user 827467
    Had to go through several resets of my budget for it to be remotely logical. The handling of credit cards maybe intuitive to someone in accounting but it’s not how a random person would think of them. Still the app has the usual problems you see with other free apps when accounts stop syncing and you have to reauthorize. For the steep subscription I expected a much more streamlined experience and for the problems with syncing to be much better than free apps. I’m still in the fence about renewing but it’s not looking great at the moment. Every time new transactions are imported I have to go to pen and paper to make sure everything went where it’s supposed to go. It’s turning to a chore.
  • Great app

    5
    By Kristikw1
    I’ve tried other budgeting programs (mint, every dollar) and haven’t liked them as much as YNAB. It’s awesome, easy to use and intuitive. Has helped make budgeting not such a nightmare! Been my trusty companion for many years and has helped me save thousands.

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