YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 24.22
  • Adult Rating: 4+
  • File Size: 116.13 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 16.0 or later.
Score: 4.8
4.81078
From 53,260 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Confusing

    2
    By ladyzahl
    This app is very hard to navigate. It is hard to find your transaction history. You have to go all over the place before you finally get to any kind of d of transaction history. I want a register of all my transactions in one place and not have to do it by each category. I guess I will go back to spreadsheets.
  • This app was a life saver

    1
    By justaname398
    This app kept me feeling in control of my finances for several years. That was when it was free. Once the price got hiked up to $15/month, I had to say good bye. There’s nothing else that compares to this app and I’d love to come back. Make some connections and get that ad revenue to feed the corporate overlords. I’ll sit through a bubble blaster ad just to keep my bank account in the black.
  • Fantastic App

    5
    By Christian OConnor
    The best budgeting tool I have ever used and I've used them all
  • We’re finally saving money!!

    5
    By Cresha_S
    We used to go over budget by $1,500 some months 😳 since using YNAB were under budget every single month and are even saving and investing money! Assigning the money to categories is so helpful because we know exactly how much we have available and the color coded bars to let us know when we’re close to overspending is great for my ADHD brain.
  • Started off great

    1
    By BigSkyT
    When I first started using YNAB I loved it. It was helpful and kept me organized and accountable. About 9 months ago my bank lost connection and I was unable to get it relinked. I reached out for help multiple times with no resolution. So most of this year has been a waste for tracking with YNAB and a waste of the nearly $100 subscription. I’ve also asked numerous times for a refund since I’ve paid for a service I was unable to use, my request was ignored. I was finally able to relink my account however most of the transactions this year won’t import so currently according to YNAB I’m in the red. It will take too much time to reconcile plus with the increase in subscription price and lack of support I received, I won’t be renewing.
  • The Best

    5
    By mccli357
    The best budget app available period. YNAB will assist you manage your money. I have tried them all and nothing is comparable. It has a learning curve at first but once you figure it out you’re in control of your money! Only suggestion I have is credit card utilization feature, seems like it would be easy to add this feature.
  • Simply the Best

    5
    By Kruczez
    Faithfully using YNAB will train your brain to think in terms of money being a zero sum game. Sorry, unless you are the federal government, this is your reality. Might as well make peace with it and get good at it.
  • Unbelievable!

    5
    By nancyoconnell
    We started using YNAB at the advice of our daughter and I didn't really think anything would change. I was absolutely incorrect!! For years I have had to transfer money from savings to pay credit cards until we were paid and it never really went back into savings. I had so much anxiety! With this app I can pay my credit cards at any moment because the money for each purchase is already accounted for in each credit card's category. We were able to save pretty quickly for last minute income taxes, we have money for our monthly bills the month before they are even due and we just planned a last minute vacation and have most of the money available now to pay for it. There is a learning curve but don't get frustrated. It works!! Support is patient and has been incredibly helpful. No one has ever said they can't help and are always there as long as I need them to help me understand how it works. This is a class A app and company. It has changed EVERYTHING for us in terms of our finances. So grateful!! 👏🏼
  • Account connections required third party - doesn’t work and risky

    1
    By SteivesJobs
    After putting in all of my information and agreeing to the shady terms of service from Plaid - none of my accounts can connect (despite having successful logins within YNAB). YNAB then links to a bunch of troubleshooting articles that are difficult to navigate and none of them address these issues. Now they and their third party services collected my credentials and my personal info while delivering zero of the promised service in this shady app.
  • Couldn’t connect any of my accounts

    3
    By Poncheche
    I was excited to try the app because of all the good reviews and got a free trial. However, I run into an error every time I try to connect my accounts. Thanks for a free trial, but I could not even make the app work as it should…

keyboard_arrow_up